How to Make Money in Sims 4: Get Rich Guide 2025

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If you want to learn how to make money in Sims 4, you have come to the perfect place. Simoleons, or big money, can be earned in a variety of ways, and we’ve broken them down for you right here.

The Sims 4 offers numerous ways for users to gain money, including cheats, mods, and climbing the game’s job ladder.

From the original base game content to the newer techniques made available by the enormous collection of expansions, here are all the ways you may earn a lot of Simoleons in the renowned EA game.

How to Make Money in Sims 4

Photo Credit: Throneful, YouTube

There are two major ways to make money in Sims 4: By climbing your Sim’s career ladder or using hacks. To get there without cheating, you’ll need to put in a lot of effort as you work your way through whatever type of income you’ve chosen.

Do you want to make money collecting, excavating, and making items? You can do it, too! What about controlling the planet as an evil villain? Go for it.

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In the Cottage Living DLC, your Sims can earn money by running errands or selling products like wool and eggs from the different livestock and animals added in the expansion.

Similarly, the Odd Jobs career option, added in the Island Living expansion, allows you to take on diverse jobs as needed from residents in your worlds and communities. These can range from simple packaging boxes for other Sims to requiring advanced skill levels in specific areas, such as video gaming or handyman.

Freelancer careers, such as the Paranormal Investigator featured in Paranormal Stuff, allow you to earn money in ways other than traditional jobs.

Do you want to show off your Sims songwriting skills? Musician Sims may also write and license songs, but it takes time to create a popular one. On the other side, gamers can earn rewards by participating in tournaments. It all boils down to what your Sims enjoy or dislike doing, especially with the new Likes and Dislikes function.

Ways to Make Money in Sims 4 Without a Job

Here are ten methods to get money without having a career in The Sims 4.

Writing Books

Writing books is ideal for creative Sims on a budget. You do not need to purchase any easels, canvases, or instruments. All you need is a computer to get your Sim started writing. At level one, your Sims can already begin writing children’s books, and each level introduces a new genre.

Sims at level 2 can self-publish after completion by clicking on the mailbox. Each book takes around four hours to write, and there is no limit to how many you can publish, unlike licensing music, which can only be licensed one at a time.

At level 5, Sims can publish through a firm, earning them extra money. Then, at level 9, the option to submit to Literary Digest becomes available, bringing even more royalty opportunities. Writing books can help Sims launch their careers, and there’s even an Aspiration for it.

Painting

Painting is another excellent option for creative people due to the numerous possibilities it provides. The only reason painting does not grab the top slot is that you must join the Career to get the full benefits of painting as a money-making instrument. When it comes to easel options, easels in the Painter profession make it easier to produce higher-quality paintings.

Painting, on the other hand, remains a regular and steady technique, with the varying sizes determining how long it takes to create. Only have one afternoon? Your Sim can complete a modest artwork in the least amount of time while still earning a decent quantity of Simoleons. The key to painting is to be as inspired as possible while doing so, as quality is the most important component.

Hacking

For people who lack creative impulses and a moral compass, hacking can generate a continuous revenue depending on the server. If your Sim has at least level 2 programming experience, he or she can begin hacking servers from any computer. There are certain drawbacks, though.

Hacks usually have a 24-hour cooldown. During that time, try engaging in other programming skill tasks, such as plugin development or freelancing work, to earn some extra money when your Sim isn’t feeling up to it – all without the risk that hacking involves.

How to make money fast on Sims 4 without cheating

Photo Credit: Jimmy Dali, YouTube

Sell Essences

Players who are following the Ghost Mastery talent tree in Sims 4, which is unlocked with the DLC Life and Death, can always make some additional simoleons with Essences. The Life and Death addition elevated ghosts to the level of other occult entities in the Sims, such as vampires and werewolves, and provided numerous new skills to explore.

Occasionally, while increasing the Ghost Mastery skill, players will collect Fear and Goodwill Essences, which can be gained by completing either Evil or Good abilities in the skill tree. Once earned, Essences appear in the inventory and can be sold to the Mysterious Merchant in Ravenwood.

This isn’t the most profitable money-making exercise in Sims 4, but it does provide a useful benefit while exploring the Life and Death expansion pack.

Look For Seashells

Going to the beach is a fantastic way for any Sim to spend their day. Listening to the soothing sounds of the sea while Sims explore these sites alone or with a loved one is a fun experience. If gamers wish to make their journey a beneficial use of time, there is a simple way to do it.

Players can instruct Sims to find seashells of various sizes and values. If players are lucky, a Sim from their household will locate a rare shell that can be sold for a high price.

Indulge In A Bit Of Archeology

Archaeology is a career option in The Sims 4 for players who want to make money. Certain Sims that enjoy going on adventures can be charged with exploring old structures in search of hidden treasures.

Going on these excursions is not without risks, but gamers who wish to experience it for themselves will be rewarded with plenty of goodies. Some relics can fetch a lot of money, quickly filling up a Sim’s account with Simoleons.

Attend The Romance Festival

The Romance Festival is one of several events that occur frequently in The Sims 4’s world. Single Sims can attend this festival to try to court someone, while couples can enjoy the festivities together and make some wonderful memories along the way. However, Sims who are struggling to raise finances can attend this Festival for one very good reason.

They can harvest the plants here to obtain Dragonfruit, which can be sown in their home and gradually multiply over time. Selling these Dragonfruits allows players to make a lot of money quickly, making it an easy and effective option to earn money if a Sim dislikes normal jobs or hard work.

Conclusion

There are numerous methods to gain money in The Sims 4, and your Sims can live any life you want for them! If they want the grind of the 9-5, it’s available. There is an opportunity for them to start their own business. If they wish to make a living from their creations, the opportunity exists.

If you want to give them all the money they’ll ever need without doing any of these things, it’s available. I hope you learned something new from this list; have fun, and good simming!

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